Well, seeing that you have all gotten rich off of my other picks, now you can give advice to your friends. I'm sitting here in the JoeCave, in the scenic Bahama islands. It makes me feel sad that there are still people who make less that $500,000 a year. Those poor souls.
Nigerian Bank Schemes
With all of the talk of the Nigerian Schemes circulating the internet, this reporter gets the feeling that they may be your ticket to riches. First off, even if they're phony, at least you get to travel to Nigeria. Everyone wants to go to Africa. Not to mention the added bonus if you're captured and your wife sacrificed to a pagan idol.
Second, how do we even know that these "schemes" are fradulent anyway? Maybe the payment got lost in the mail or maybe Kwame Smith from Lagos just forgot to mail the massive package marked "money." People shouldn't listen to everything they hear. Sometimes they give you bad advice.
NOTE: If you follow this advice, you deserve to lose your money.